Uninsurable Peril
An uninsurable peril is an event that your insurance policy won’t cover if it results…
Category: Homeowners Insurance
Subrogation
Subrogation is when your insurer steps in to get money from a third party that…
HO3 Policy
An HO3 policy is the most common homeowners insurance policy, protecting you, your family, and…
Property and Casualty Insurance
This type of insurance will protect things you own (like your home or your belongings)…
Hazard Insurance
Part of your homeowners insurance policy, hazard insurance protects the structure of your home against “hazards” like fire,…
Insurable Interest
Insurable interest means having a financial stake in a person, a home, or a piece…
Home Warranty
A home warranty policy offers an additional layer of protection from the cost of potential…
What is Dwelling Coverage?
Everything you need to know about dwelling coverage: what it protects, coverage limits, and exclusions.…
Does Homeowners Insurance Cover Vandalism?
Homeowners insurance covers vandalism. Check out what's covered and when. When someone intentionally damages your…
Other Structures Coverage
Other structures coverage protects things in your yard not created by mother nature, like your…