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Types of Homeowners Insurance
Homeowners Insurance

Types of Homeowners Insurance

by Marissa Walker October 12, 2026October 12, 2026

There's no single type of homeowners insurance. From HO3 to HO6 and beyond, we'll take…

Equipment Breakdown Coverage
Homeowners Insurance

Equipment Breakdown Coverage

by Marissa Walker October 12, 2026October 12, 2026

Equipment Breakdown Coverage (EBC) is an endorsement that you can purchase to complement and enhance…

Recoverable Depreciation
Homeowners Insurance

Recoverable Depreciation

by Marissa Walker October 12, 2026October 12, 2026

Recoverable depreciation is the amount of decreased value you can claim on your property in…

Reconstruction Cost Estimate (RCE)
Homeowners Insurance

Reconstruction Cost Estimate (RCE)

by Marissa Walker October 12, 2026October 12, 2026

Everything you need to know about how your home's rebuild cost is calculated, and why…

Buried Utility Coverage
Homeowners Insurance

Buried Utility Coverage

by Marissa Walker October 12, 2026October 12, 2026

A little something extra to protect those underground utility lines. Buried Utility (BU) Coverage, or…

Does Homeowners Insurance Cover Dog Bites?
Homeowners Insurance

Does Homeowners Insurance Cover Dog Bites?

by Marissa Walker October 12, 2026October 12, 2026

If your pet injures someone else, it may be covered by the liability clause in…

Insurance Adjuster
Homeowners Insurance

Insurance Adjuster

by Marissa Walker October 12, 2026October 12, 2026

An insurance adjuster is a person who investigates claims to determine how much (or if)…

Does Homeowners Insurance Cover Electronics?
Homeowners Insurance

Does Homeowners Insurance Cover Electronics?

by Marissa Walker October 12, 2026October 12, 2026

The lowdown on insurance for electronic devices. Homeowners insurance covers your electronics when a named…

Does Homeowners Insurance Cover Foundation Issues?
Homeowners Insurance

Does Homeowners Insurance Cover Foundation Issues?

by Marissa Walker October 12, 2026October 12, 2026

Here's when your policy kicks in-and when it won't While homeowners’ insurance is pretty awesome…

Does Homeowners Insurance Cover Sewer Lines?
Homeowners Insurance

Does Homeowners Insurance Cover Sewer Lines?

by Marissa Walker October 12, 2026

File this one under "icky but important" Chances are, you probably don’t enjoy thinking about…

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