10 Tools Every Homeowner Needs
Don't be anxious about your inadequate toolbox-we're here to help. Whether you’re assembling furniture, tackling…
Tag: Homeowners Insurance
8 Eco-Friendly Home Renovations
Give your home a refresh, and give the planet some love. Renovating your home? You’re…
Discount Points
Sometimes referred to as ‘mortgage points’, are fees paid to a lender that can help…
Mortgage Lock
A mortgage lock, aka lock-in-period, is a period of time where the interest rate you’ve…
Due-on-Sale Clause
A due-on-sale clause is a stipulation in your mortgage contract that requires you to pay…
Loan Principal
The loan principal is the original amount of money you borrow from a lender when…
Broker Fee
A broker fee is a sum of money which a broker charges tenants in return…
Loan-to-Value Ratio
Loan-to-value ratio is a calculation of how much you are trying to borrow for a…
Escrow
An escrow is a legal agreement in which a third party holds funds, paperwork, or…
Condo vs. Apartment: Which Is Best for You?
Ownership isn’t the only difference between the two scenarios. Not sure whether to buy a…